Indeed, there are aspects of the app edition that make it rather more preferable to the desktop model.

We are particularly smitten with the app version of the service, which gives you freedom of use no matter where you might be and emulates the desktop edition perfectly. Overall this is a solid cloud-based software solution that should help you get on top of your finances.

You Need a Budget continues to improve with each successive release. All in all then we’d like to see this beefed up in future iterations. While email support is okay, it’s not quite the same, although another alternative is to consult the forums.Īgain though you're not always guaranteed the information you get is going to be 100% reliable. There is a step-by-step guide and FAQs, which should answer many of your queries, but it would always be a bonus to be able to contact a real person for those more unusual requests. There’s no phone support, which considering this is a paid-for service leaves You Need a Budget sorely lacking. This is even more of a point when you consider the ongoing subscription charge for using the service. The area of support has to currently be one of You Need a Budget’s weakest areas and could do with some improvement. This budgeting method helps you be intentional about where your money goes.īelow, we review the You Need A Budget (YNAB) app to give you all the details on its features, including the tools, perks, safety, pricing, availability and ratings so you can decide if it is the right app for managing your money.The lack of real people support is something of a negative however (Image credit: You Need a Budget) Support This is known as the 'zero-based budgeting system,' where you assign every dollar a purpose in your budget.

Instead of using traditional budgeting buckets, YNAB users map out a plan for every dollar. Out of a dozen-plus apps that CNBC Select compared when rating the best budgeting apps and best expense tracker apps, YNAB stood out for being the best app for serious budgeters. If you're the latter, then the You Need A Budget (YNAB) app is for you. Maybe you need an app that can also help curb your spending, save you money and put you on the fast track to debt payoff. Think about whether you want help tracking your incoming and outgoing cash, or if you want more than that. Consider your needs before settling on just any free budgeting app.

You need a budget cost